Commercial, Real Estate and Agricultural Lending

Our firm primarily represents commercial banks, agricultural lenders, commercial finance companies, and other providers of commercial financial services. The range of matters in which we represent or advise our clients is considerable and includes:

Commercial and industrial (C&I) lending, including:
- Operating lines of credit, asset-based lines of credit and term loans
- Standby letter of credit facilities
- Equipment financing
- Loans secured by LLC member or limited partnership interests, securities and other investment assets
Real estate acquisition, development and construction financing, including construction loans, permanent loans and refinancings for:
- Commercial office buildings
- Hotels
- Shopping malls
- Commercial and industrial parks
- Residential subdivisions
- Apartment complexes
- Mobilehome parks
- Recreational vehicle parks
- Service stations and related convenience stores
Agricultural lending, including:
- Vineyard and orchard development loans
- Crop production lines of credit
- Dairy operating lines of credit and term loans
- Beef cattle operating lines of credit and term loans
Leasehold financing (where the borrower is the tenant on a long term ground or building lease)
Intercreditor and subordination agreements
Loans involving revocable or irrevocable trusts as borrowers or guarantors
Letters of credit
Loan participations and syndications, including:
- Drafting such agreements
- Representing the lead bank, participant or syndication agent or lender when post-closing disputes arise
Loan purchases and sales, including:
- Individual loans
- Loan portfolios